Who may qualify for Anw?
The SVB determines entitlement to the Dutch statutory survivor benefit. In the main situation, the deceased partner was insured, you are below AOW age, and you either care for a child under 18 living with you or are at least 45% incapacitated for work. Additional rules apply to former partners and international situations. A partner’s death does not automatically establish entitlement.
Which income reduces the benefit?
A widow’s, widower’s or partner pension from a pension fund or insurer is not deducted from Anw. Do not confuse this with a statutory survivor benefit from another country, which may be treated differently. Other income must also be classified separately: some is deducted fully, some partly and some not at all.
For the employment income covered by the SVB’s rule, the page checked on 27 October 2026 gives a monthly gross exemption of €1,168.50. Two thirds of the amount above it is deducted. With €1,500 of relevant income, the reduction is (€1,500 − €1,168.50) × 2/3 = €221. Amounts can change every six months. This example alone does not establish eligibility or your benefit amount.
How much will you receive?
Your payment depends on your circumstances and the income that counts. Check current SVB amounts and income categories or request an individual calculation from the SVB. Report relevant changes. A published amount for one period is not a guaranteed amount for a later year.
When benefits stop or may restart
Anw may end when you reach AOW age or cease to meet the conditions. Marriage, registered partnership and cohabitation must be distinguished. Where benefits stop because of cohabitation and that cohabitation ends within six months, entitlement may be restored. This is not a general revival rule for every type of relationship. Ask the SVB to assess your living arrangements and any exceptions.
Frequently asked questions
Does a partner pension reduce Anw?
A widow’s, widower’s or partner pension from a pension fund or insurer is not deducted. Other income categories have separate rules.
How is employment income counted?
The SVB page checked on 27 October 2026 exempts €1,168.50 a month and deducts two thirds of relevant income above that. Amounts can change half-yearly.
Can Anw restart after cohabitation?
It may if cohabitation ends within six months. Ask the SVB about the conditions; marriage and registered partnership are different situations.
Sources and reference date
Reference date: 27 October 2026. Check current conditions before making a decision.