Which system applies?
Zvw covers certain medically necessary aids subject to conditions. Wmo can apply to independent living or mobility. A Wlz indication does not mean every aid is paid under Wlz: for care at home, the municipality and health insurer may remain responsible.
Check the appropriate route with the relevant organisation. Do not buy based on a general list without checking required approval and policy terms.
Costs in 2026
The mandatory basic-insurance deductible for adults is €385 in 2026. Some aids also have a statutory contribution. These are different concepts; the remaining deductible and specific cover determine your bill.
For much Wmo support the 2026 contribution is at most €21.80 monthly. Exceptions and exemptions exist, depending partly on the provision and household. Wlz uses different contributions. A standard age-based budget or generic market price is not a personal estimate.
Tax and budgeting
Unreimbursed costs are not automatically deductible. Specific-care deductions have conditions and a threshold. Mandatory deductibles and statutory contributions are not deductible. Wheelchairs, mobility scooters, rollators and home alterations are also excluded from this aid deduction.
Request an itemised quotation, check maintenance and replacement, and keep invoices and decisions. Use the current tax list for the relevant year; paying a cost yourself does not establish deductibility.
What does BPH do?
Bureau Pensioen Hulp has no AFM licence. BPH provides general education and, on request, can introduce you to an external adviser using contact details only. BPH does not provide personal product recommendations, compare products for you or mediate in arranging them. Check an external adviser’s authorisation, services and fees yourself.
Frequently asked questions
Does a Wlz indication mean Wlz pays for every aid?
No. The aid, residence and treatment situation determine the route.
Can I deduct every cost I pay myself?
No. Conditions and exclusions apply, including for contributions and various aids.
Sources and reference date
Reference date: 28 October 2026. Check your own scheme and current conditions before deciding.