Module 5: Credit: Borrowing, Debt and the BKR (Dutch credit registration bureau)

Not everyone has enough savings set aside for large, necessary expenses. Sometimes money is needed right now and a consumer turns to the bank to borrow. In this module we dissect consumer credit: the various forms of borrowing, the hidden costs, the legal protection against usurious interest rates and over-crediting, and the absolute gatekeeper of loans in the Netherlands: the BKR (Dutch credit registration bureau).