Annuities & pension investing
Build pension yourself: annuities, bank savings, defined-contribution and investing for later.
8 articles
Sustainable Pension Investing: ESG and Your Pension Fund
ESG concerns environmental, social and governance matters. Pension funds can consider them in different ways. The ESG label alone does not prove social…
Converting Pension Capital to a Lifetime Annuity in the Netherlands
Your pension scheme determines how capital becomes income. The option to take up to 10% as a lump sum is unavailable in 2026; the announced start date is 1…
Dutch pension risk profile test
Research into risk preferences for groups of members differs from your individual risk profile when making investment choices. The questions and options…
Pension Insurance vs Damage Insurance: What Are the Differences?
Pension insurance, annuities and non-life insurance serve different purposes and follow different rules. Check the actual contract, covered event, payment…
Alternative Investments in Dutch Pension Funds
Pension funds may invest in private equity, infrastructure and other alternative assets. Potential returns must be weighed against costs, valuation…
Difference Between Dutch Annuity, Pension and Bank Savings
AOW, workplace pensions and annuities have different rules. AOW is not the same amount for everyone, and the announced start of the 10% lump-sum option is…
Build an Inflation-Resistant Pension: Tips and Strategies
Inflation reduces what a fixed amount of money can buy. Distinguish pension amounts in euros from purchasing power; no general strategy guarantees complete…
Dutch Net Pension Scheme: Building Pension Above the Cap
A qualifying net pension can supplement retirement saving above the fiscal salary ceiling. Contributions come from net income; tax exemption and suitability…