PE examination and current competence
Continuing education within the Wft system is assessed through a PE examination for each professional qualification. For Adviseur Pensioen this is the PE-examen Adviseur Pensioen; the underlying qualification comprises Basis, Vermogen and Pensioen. There is no separate compulsory PE examination for Wft Basis alone.
Maintaining current professional competence is an additional ongoing duty. The firm decides how to organise and demonstrate this. Points for a professional association or private register may exist separately, but do not replace the statutory PE examination.
Which period applies in 2026?
The current PE period runs from 1 April 2025 through 31 March 2028. Your personal expiry date depends on when you passed the qualification, PE examination or special examination. The CDFD provides a table of situations. Under that table, obtaining the qualification or its PE examination during the current period gives authorisation until 1 April 2031.
Failing an attempt is different from expiry
A failed PE attempt does not automatically end an authorisation that is still valid on the examination date. You must nevertheless pass before the applicable deadline. Once authorisation has expired, you cannot continue advising under it. The CDFD explains the appropriate Bijzonder Examen for restoring authorisation.
What does this mean for customers?
Ask about current authorisation and the scope of the service. The firm is responsible for ensuring the appropriate competence is present. An examination, course or AFM licence does not guarantee that every recommendation is correct or that a pension amount will be achieved.
What does BPH do?
Bureau Pensioen Hulp has no AFM licence. BPH provides general education and, on request, can introduce you to an external adviser using contact details only. BPH does not provide personal product recommendations, compare products for you or mediate in arranging them. Check an external adviser’s authorisation, services and fees yourself.
Frequently asked questions
Does every adviser need annual PE points?
The statutory Wft system requires a PE examination for the relevant professional qualification and continuously current competence. Private registers may impose separate points requirements.
Does a failed attempt immediately end authorisation?
Not merely because of that result if authorisation is still valid. The applicable expiry date and passing on time are decisive.
Sources and reference date
Reference date: 28 October 2026. Check your own scheme and current conditions before deciding.